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      <image:title>Testimonials</image:title>
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    <lastmod>2026-09-09</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5936573b6b8f5bd45d0fe04c/1496736492982-P6QJ9J0LW1O5S6I6092W/bgback2.jpg</image:loc>
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      <image:title>People - Dr. William Segal, CFA</image:title>
      <image:caption>William Segal is Founder and CEO at Ipso Facto Solutions. With more than 30 years of industry, academic, and regulatory experience at firms including Fannie Mae and Capital One, as well as federal financial regulatory agencies, he has developed, used, and validated a broad range of advanced models using machine learning and explainable AI techniques. counterparty risk, and financial crime risk. His principal value-adds are in the areas of subject matter expertise and technology leadership. Dr. Segal holds a BA from Harvard and a PhD from Berkeley.</image:caption>
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      <image:title>People - Rohan Kuckian</image:title>
      <image:caption>Rohan Kuckian is a data scientist and software engineer with experience spanning data science, data engineering, backend systems, and large-scale data processing. He has worked on high-throughput data infrastructure, machine learning and analytics workflows, and production software systems across academic and financial technology environments. At Stony Brook University’s Data Science Lab, he developed automated data pipelines and infrastructure for large-scale datasets, including processing more than 100 million records, building distributed data collection systems, and deploying containerized applications on AWS. Previously, at Oracle, he developed and optimized high-availability backend services and data processing systems supporting global core banking platforms and millions of daily transactions. His technical expertise includes Python, SQL, Java, PL/SQL, Pandas, NumPy, machine learning, data engineering, Docker, AWS, REST APIs, microservices, and modern web technologies. Rohan holds a Master of Science in Computer Science from Stony Brook University and a Bachelor of Engineering in Information Technology from the University of Mumbai.</image:caption>
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      <image:title>People - Rosalyn (Rao) Zhang</image:title>
      <image:caption>Rosalyn Zhang is a quantitative analyst with a strong foundation in financial data systems, analytical modeling, and large-scale computing environments. She has technical expertise in Python, SQL Server, PostgreSQL, MySQL, Spark, and Stata, with experience developing structured data architectures and scalable modeling pipelines for high-volume financial datasets. Her work emphasizes robust database design, efficient data processing, and disciplined model development frameworks that support rigorous risk analysis and performance evaluation. She has also leveraged high-performance computing environments to execute parallelized data and modeling workflows, enhancing scalability and computational efficiency. Rosalyn’s analytical focus includes statistical modeling, machine learning–driven analytics, and quantitative risk assessment within production-oriented systems. She is currently pursuing a Master of Science in Financial Engineering at New York University.</image:caption>
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  <url>
    <loc>https://www.ipso.info/work-hayden</loc>
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    <lastmod>2025-04-23</lastmod>
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    <lastmod>2017-06-06</lastmod>
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  <url>
    <loc>https://www.ipso.info/intro-hayden</loc>
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    <lastmod>2025-04-23</lastmod>
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      <image:title>Intro</image:title>
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      <image:title>Intro - RESIDENTIAL</image:title>
      <image:caption>Add a description of your services here. Cum sociis natoque penatibus et magnis dolor sit amet. Natoque penatibus et. Cras justo odio, dapibus ac facilisis in, egestas eget quam.</image:caption>
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      <image:title>Intro - COMMERCIAL</image:title>
      <image:caption>Add a description of your services here. Cras mattis consectetur purus sit amet fermentum. Justo odio, dapibus ac facilisis. Cum sociis natoque penatibus et magnis dolor sit amet.</image:caption>
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      <image:title>Intro - HOSPITALITY</image:title>
      <image:caption>Add a description of your services here. Penatibus et magnis natoque penatibus. Vivamus sagittis lacus vel penatibus augue laoreet rutrum faucibus dolor auctor.</image:caption>
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  <url>
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    <lastmod>2025-04-23</lastmod>
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      <image:title>Moreau - Transient</image:title>
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      <image:title>Moreau</image:title>
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      <image:title>Moreau</image:title>
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      <image:title>Moreau</image:title>
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    <lastmod>2025-04-23</lastmod>
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      <image:title>Pacific Tavern - Transient</image:title>
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      <image:title>Pacific Tavern</image:title>
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      <image:title>Pacific Tavern</image:title>
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      <image:title>Pacific Tavern</image:title>
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    <lastmod>2025-04-23</lastmod>
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      <image:title>Team - Transient</image:title>
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      <image:title>Team - Jared Gordon</image:title>
      <image:caption>Partner, Architecture</image:caption>
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      <image:title>Team - Tessa Cortes</image:title>
      <image:caption>Partner, Operations</image:caption>
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      <image:title>Team - Mikael Lindberg</image:title>
      <image:caption>Partner, Design</image:caption>
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    <loc>https://www.ipso.info/el-panamericano-hayden</loc>
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    <lastmod>2025-04-23</lastmod>
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      <image:title>El Panamericano</image:title>
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      <image:title>El Panamericano</image:title>
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      <image:title>El Panamericano</image:title>
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      <image:title>El Panamericano</image:title>
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    <lastmod>2025-04-23</lastmod>
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    <lastmod>2025-04-23</lastmod>
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      <image:title>Södermalm House</image:title>
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      <image:title>Södermalm House</image:title>
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      <image:title>Södermalm House</image:title>
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